Fixed-Rate vs. ARM Mortgage: What Do I do?

Fixed-Rate vs. ARM Mortgage: What Do I do?

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How you think you should choose a mortgage:

 

- Pick the lowest rate

- Follow friends' advice

- Decide quickly

 

How you actually choose a mortgage:

 

- Evaluate long-term vs. short-term needs

- Consider stability vs. cost

- Consult a mortgage specialist

 

Predictability is key for long-term homes.

 

Flexibility suits short-term plans.

 

Make sure your mortgage fits your life.

 

Don't rush the decision.